FINANCING OPTIONS

To help students fund their bootcamp, there are several financing options. DISCLAIMER: Any information provided on our website or by a Tech Academy employee is for informational purposes only. It should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what may be best for your individual needs.

Leif Logo

An Income Share Agreement is a contract between you and The Tech Academy that allows you to attend school risk-free without paying any tuition upfront. The ISA contract outlines that in exchange for receiving a Tech Academy education, you agree to pay a fixed percentage of your income for a fixed duration of time after you complete the course. Payment occurs when the student is employed and earning above a predetermined minimum salary. ISA contracts have Payment Caps that clearly indicate the most a student would pay given the terms of their ISA contract.This ISA contract has the following terms:

Leif, The ISA Management Platform, administers Tech Academy’s ISA program. Here are some details about ISAs:

  • ISAs are only available for the following boot camps:

    • Full-time Software Developer Boot Camp (22-week program)
    • Full-time C# and .NET Boot Camp (15-week program)
    • Full-time Python Boot Camp (15-week program)
  • Instead of paying tuition upfront, enrolled students may choose to sign an Income Share Agreement (ISA).
  • Income Share Agreements are not a form of debt, nor are they a loan. They have no interest rate or principal balance.
  • Students who elect the ISA option agree to pay a set portion of post-Tech Academy gross income (i.e., before taxes), but only when students are earning equal to or more than $30,000 per year.
  • If students get a job before graduation, they are not considered withdrawn and their ISA will be due in full.
  • ISAs are a great tuition financing option for those looking to align their success with that of Tech Academy.
  • ISAs offer implicit wage insurance, protecting your downside risk

DISCLAIMER: The above information is only being provided for informational purposes. It is not the final contract and does not contain all the terms. The Tech Academy’s Enrollment Agreement and any documentation from Leif supersedes everything herein. The data in this sheet may have changed since it was published, so please review actual contracts for the most up-to-date data.

CREDIT CARDS AND PERSONAL LOANS

One option is to apply for credit cards because these typically have lower interest rates than financing companies. Credit Karma is a great website for determining your credit score.

Here are three websites with more information about various credit cards and personal loans:

  1. Credit.com
  2. NerdWallet.com
  3. CreditCards.com
Climb financing logo

Climb Credit Financing Options:

Climb Credit is a new kind of student lending company which focuses on financing career-building programs, to help students get a high return-on-investment from their education. They believe education is an investment toward your future career and earning potential and provide loans for The Tech Academy to help you reach that potential.

Climb Offers:

  • A quick online application — with the ability to add a cosigner — completed in as little as 5 minutes with no impact to credit score
  • Prepay, in part or in whole, at any time without penalty
  • Instant decisions 95% of the time, with the ability to accept and e-sign your documents in just a few clicks
  • Friendly and responsive customer service available by email (hello@climbcredit.com), phone (888-510-0533), and instant chat from 9am to 9pm Eastern

Apply now at https://climbcredit.com/apply/thetechacademy

Affirm financing logo
  • Buy now, pay later with Affirm. Make easy monthly payments over 12, 24 or 36 months*
  • Real-Time Decision – Applying for Affirm financing is quick and easy – simply provide a few details about yourself and get a real-time decision so you can purchase what you love now and pay over time
  • Stress-Free Checkout - Affirm only performs a soft credit check, which won’t affect your credit score. And, on-time payments with Affirm can help you build positive credit history
  • No Hidden Fees - Know upfront exactly what you’ll owe, with no hidden costs and no surprises. You’ll see your loan terms, including your APR and your monthly payment amounts, before you decide on a payment plan
  • See if you qualify (Checking your eligibility won’t affect your credit score)
  • Subject to credit check and approval. Down payment may be required. For purchases under $50, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.

To apply, please contact our admissions team for instructions:

info@learncodinganywhere.com

(503) 206-6915

supermoney logo

SuperMoney is an excellent financing company for a wide range of credit scores and students can choose from multiple options to find the best offer for them:

  • Find your best loan offer from competing lenders
  • Rates from 4.99% APR up
  • Checking rates won't affect your credit score

To apply, please contact our admissions team for instructions:

info@learncodinganywhere.com

(503) 206-6915

LAUNCH SERVICING

For students who have no credit history or a poor credit score, they can obtain financing through Launch Servicing. The full tuition with no discounts is paid over time regardless of whether or not the student graduates and no refunds are given. To be clear: monthly payments to Launch Servicing are more expensive over time than paying upfront in full and do not allow for any discounts. Only students who cannot fund their tuition upfront should choose this option.

LAUNCH SERVICING
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